We are always cognizant of the costs of investing, (including fees, MERs, and taxes, the latter is often forgotten by many advisors). We are also mindful of, as Warren Buffet has said, “price is what you pay, value is what you get”. This is applicable to any purchase, but particularly when we invest in securities. To use another instructive quote, “the bitterness of poor quality remains long after the sweetness of low price is forgotten”, Benjamin Franklin.
Therefore, we will work to keep costs and fees as low as possible, however, it is the end result we are most concerned worth. We will utilize mutual funds, ETFs, individual securities and alternative strategies in our portfolios, and will seek to achieve the lowest overall cost, however, our priority will remain on the end result. We hope this provides an understanding of how we view cost and value. We are always fully transparent and will explain all costs of advice and investing to you.